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570.668.2800

Insuring a Bright Future

Insuring a Bright FutureInsuring a Bright FutureInsuring a Bright FutureInsuring a Bright Future

Get peace of mind!

Contact Us

570.668.2800

Insuring a Bright Future

Insuring a Bright FutureInsuring a Bright FutureInsuring a Bright FutureInsuring a Bright Future

Get peace of mind!

Contact Us

About Us

Protecting Futures

Building Relationships

Protecting Futures

We have years of insurance experience helping clients prepare for the unknown. Ask us about Health, Life, Dental, Medicare Supplement, Disability, and many more! We can access insurance products so you can get the right one for you.

Assessing Need

Building Relationships

Protecting Futures

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Contact us today, and we'll analyze your insurance needs and get you covered quickly at the right price.


Building Relationships

Building Relationships

Building Relationships

Everyone has different insurance needs. Contact us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

FAS INSURANCE PRODUCTS

Freddy Santamaria

Santamaria began his career in insurance in March, 2009 as a field Insurance Agent. He has experience with ACA as a Certified Pennie Broker.  Also works as a Broker for Medicare Products, such as Med Supp and Medicare Advantage.  


Life Insurance products such as Term, Whole Life and Final Expense are also available! Please call me at 570.292.3965

Also, get quotes on dental and vision insurance. Click the links below.

Get Dental & Vision Plans:   Humana Dental & vision Plans  

Affordable Dental Insurance and Vision Plans – Ameritas MyPlan

Individual dental & vision for everyone!

Denta Quest  




Turning 65 Soon?

You may have a plethora of questions.  I invite you to come and speak to me or any other available agents to help you navigate through the system. Stay informed.


I advise you to go to Medicare.gov.     Click below:

 Get started with Medicare | Medicare 

 

 

Reviews

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

 A health insurance deductible is a specified amount or capped limit you must pay first before your insurance will begin paying your medical costs.  For example, if you have a $2,000 deductible, you must pay that first, before the plan starts to pay.  However, Sometimes, it only applies to certain items, such as MRI/CT scans.  You may not have a deductible to see your primary care physician, nor any other services except for the MRI/CT scan. They may say, for example, MRI/CT scan $0 after the deductible. Meaning that after you pay, the usually once a year deductible, your next MRI/CT scan will be $0.  

A copayment is the portion of a medical insurance claim that you’re responsible for paying. In most cases, a doctor’s office will request the copayment at the time of your appointment. 


A coinsurance is the percentage of the costs of covered healthcare services you pay out-of-pocket (20%, for example) after you've met your deductible. 


Example: 80/20 Split: A typical coinsurance breakdown is the 80/20 split. After meeting your deductible, you’re billed for 20% of medical costs, while the insurer covers the remaining 80%.



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FAS INSURANCE PRODUCTS, LLC

31 Center Street, Tamaqua, Pennsylvania 18252, United States

Main - 570.668.2800 Fax - 570.668.2828 email Freddy@fasinsuranceproducts.com

Hours

Tuesday - Thursday: 9 AM - 5 PM

Monday and Friday - By appointment only

Saturday: Closed

Sunday: Closed

The best preparation for tomorrow is doing your best today.

H. Jackson Brown Jr.

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